Cash-Pay Cost Overview
| Type | Cycle | Meds | PGT | Anesthesia | Total |
|---|---|---|---|---|---|
| IUI (Minimal Stimulation) | $1,900 – $2,500 | $500 | N/A | N/A | $2,400 – $3,000 |
| IUI (Controlled Ovarian Stimulation) | $3,800 – $4,500 | $500 – $3,000 | N/A | N/A | $4,300 – $7,500 |
| Egg Freeze | $8,000 – $9,000 | $4,000 – $6,000 | N/A | $816 | $12,900 – $15,900 |
| IVF | $14,000 – $20,000 | $4,000 – $6,000 | $2,000 | $816 | $20,900 – $28,900 |
| FET | $4,000 – $6,000 | $1,000 – $1,500 | N/A | N/A | $5,000 – $7,500 |
| Donor (cost based on CRH’s in-house donor program) | $34,000 – $40,000 | $5,000 – $7,500 | N/A | $816 | $41,900 – $50,400 |
| Gestational Carrier (does not include surrogate agency fees) | $23,000 – $27,000 | $5,000 – $7,500 | $2,000 | $816 | $30,900 – $37,400 |
The rates displayed above are high-level estimates and include a 50% cash-pay discount that has been applied to the total billed charges.
For more information, please schedule a complimentary consultation with one of our financial navigators. https://crh.ucsf.edu/appointments
Fertility Cost FAQ
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The answer to this question isn’t a simple yes or no. Some insurance plans provide significant coverage for fertility care, while others don’t provide any at all. You’ll have to speak to your insurance company directly to determine what your plan covers. Our financial navigators can help guide you through this process and review additional financing options.
UCSF Center for Reproductive Health will extend the cash-pay discount to any service not covered by insurance. Please note that the cash-pay discount cannot be applied to any copay, coinsurance, or deductible amount designated by your insurance carrier, but only to services denied as “non-covered.”
We offer various financial options to support your fertility journey. We partner with Future Family, a leading fertility financing platform, offering access to various lenders to secure the best options for you. We also work with ARC Fertility, an organization that provides financing for fertility treatments, as well as cycle packages for patients undergoing both IVF and fertility preservation cycles.
Future Family Plans:
- IVF Plan: Starting at $300–$475/month for 60 months, based on credit and clinic costs.
- Egg Freezing Plan: Starting at $150/month for 60 months, with similar terms.
Both plans cover procedures, lab work, medications, storage, and more.
You’ll need the following information:
- Name of the insured person
- Insurance plan name
- Employee/Patient ID number or SSN
- Group number
- Employer name
Fertility fees and costs depend on your treatment, the extent of that treatment, and your insurance coverage. Insurance coverage for fertility care ranges from non-existent to comprehensive, and understanding your options can make a significant difference when navigating your treatment options.
At the UCSF Center for Reproductive Health, we strive to make the financial process as stress-free as possible. Answers to some commonly asked questions are below. For additional information, prospective patients can schedule a complimentary consultation with our expert financial navigators.
How much does IVF cost?
In vitro fertilization (IVF) costs can vary depending on how many cycles it takes to get pregnant, as well as insurance coverage. Because this can differ from person to person, we can’t give an exact price. However, our estimated cash-pay cost for IVF is $20,900 – $28,900. This is a high-level estimate, so please speak with one of our financial navigators to get transparent pricing information based on your specific needs.
- Patient’s name and DOB
Learn about the questions you need to ask your insurance provider and employer here.
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Absolutely! Once you obtain your insurance information, you can meet with our financial navigators to discuss your options. We are happy to review everything with you so that you can start your treatments as soon as possible.
Visit us in San Francisco
Academic standards. Pioneering research. Personalized care. Start your journey at the UCSF Center for Reproductive Health, located in Northern California’s San Francisco Bay Area.