Navigating the complexities of fertility billing can be a challenge. At the UCSF Center for Reproductive Health, we offer various financial options — from multicycle packages to fertility care loans — so you can pick your treatment options with confidence.
To learn more about your financial options, please schedule a complimentary consultation with one of our financial navigators.
Fertility Care Loans & Financing
Fertility care loans can help alleviate the stress that comes with paying for treatments like in IVF. Fertility financing providers like Future Family can help you finance your fertility treatments so you can start growing your family as soon as possible. Plan prices may vary based on your credit score and approved IVF-related expenses. For more information, speak with one of our financial navigators today.
ARC Fertility
ARC Fertility is an organization that provides financing for fertility treatments, as well as cycle packages for patients undergoing both in vitro fertilization (IVF) and fertility preservation cycles. ARC Fertility works with established and reputable lending partners to make infertility treatment more affordable through extended payment programs. This allows patients to make manageable monthly payments.
Future Family
At UCSF Center for Reproductive Health, we understand the financial challenges of fertility treatments. That’s why we partner with Future Family a leading fertility financing platform, offering access to various lenders to secure the best options for you.
Future Family has a personalized patient support model that includes your own Financial Specialist and Nurse Care Navigator. You can also view your predicted offer and payment options.
Future Family Plans:
- IVF Plan: Starting at $300–$475/month for 60 months, based on credit and clinic costs.
- Egg Freezing Plan: Starting at $150/month for 60 months, with similar terms.
Both plans cover procedures, lab work, medications, storage, and more.
Fertility Care Financing FAQs
Accordion
Fertility care costs depend on various factors, including what type of treatment you get, the extent of that treatment, and your insurance coverage. Speak with one of our financial navigators today to learn more.
Some insurance plans provide significant coverage for fertility care, while others don’t provide any at all. You’ll have to speak to your insurance company directly to determine what your plan covers.
If your insurance doesn’t cover fertility care, the UCSF Center for Reproductive Health will extend the cash-pay discount to any service not covered by insurance. Please note that the cash-pay discount cannot be applied to any copay, coinsurance, or deductible amount designated by your insurance carrier, but only to services denied as “non-covered.” You can also utilize one of our financial programs.
Every fertility patient’s situation is different, and what your specific treatment plan entails is completely unique to you. This can make it challenging to choose a financial option that will work best for your needs. The financial navigators at the UCSF Center for Reproductive Health can review your options with you so you can make financial decisions with confidence and focus on what matters most — starting your treatment and growing your family.